Commercial Checking

For businesses that write a significant amount of checks and deposit a large amount of cash and checks each month.

To make managing your cash flow as easy as possible, this account features many different convenient options, such as cash management, night deposit, and payroll direct deposit.

  • $100 minimum deposit to open account

  • $6 monthly maintenance fee

  • $.075 per deposit item | $.14 per debit item

Account subject to transaction fees based on deposits, items deposited and checks paid.

 

Business Interest Checking

Individuals, sole proprietors, and couples who operate their own unincorporated business or non-profit organization will appreciate the convenience and money-saving opportunities of this account.

There is no minimum balance required to earn interest.

  • $100 minimum deposit to open

  • $7.50 monthly maintenance fee

  • $.10 per deposit item | $.25 per debit item

  • Interest compounded daily, credited monthly, and paid on the ledger balance less the current reserve requirements.

  • Bank of Hazlehurst reserves the right to require at least seven (7) days’ notice prior to withdrawal or transfer of any funds in the account.

  • Rate is subject to change without notice.

 

Small Business Checking

For businesses with limited monthly transactions, this account is non-analyzed and non-interest-bearing.

  • $100 minimum deposit to open account

  • $10 monthly maintenance fee (no charge if account maintains a $1,000 minimum daily balance)

  • 100 deposited items free ($.50 per item in excess)

  • 100 debit items free ($.50 per item in excess)

  • If your monthly activity exceeds these levels you may wish to convert to Commercial Checking.

 

Business Savings

Any size business with an account balance that fluctuates can benefit from this account’s competitive interest rate.

  • $100 minimum deposit to open account

  • $5 monthly maintenance fee (no charge if account maintains a $500 minimum daily balance)

  • 2 debit transactions allowed per month ($2 per item in excess, regardless of balance)

  • Interest compounded daily, credited monthly and paid on the ledger balance

  • Quarterly statement

  • Rate is subject to change without notice

 

Commercial Money Market

This account is designed for businesses that want the opportunity to earn interest on their account.

No minimum balance is required to earn interest. Plus, your money is always safely insured by the FDIC.

  • $1,000 minimum deposit to open account

  • $10 monthly maintenance fee (no charge if account maintains a $1,000 minimum daily balance)

  • Six (6) debit transactions allowed per statement cycle ($5 per debit item in excess, regardless of account balance)

  • Interest compounded daily, credited monthly, and paid on the ledger balance.

  • If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account. Tiered interest rate structure:

    • $0 – $49,999.99

    • $50,000 or more

  • Bank of Hazlehurst reserves the right to require at least seven (7) days notice prior to withdrawal of any funds in the account.

 

Non-Profit Checking

For local organizations and clubs that are not-for-profit, we offer this account with no minimum balance and no monthly maintenance fee.

  • $100 minimum deposit to open

  • No monthly maintenance fee

 

Business Certificates of Deposit (CDs)

Only $1,000 is required to invest in this savings plan. Bank of Hazlehurst offers short and long-term maturities, automatic renewals, and your CDs can even be used as collateral on a loan.